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Claims

 What to Do if I Have a Claim

No one wants to have a claim, but when it happens you need answers right away.  Whether you were involved in an auto accident or a tree just fell and damaged your house we are here to help.  Knowing what to do immediately after the claim will help you remain calm in a difficult situation and can help ease concerns when filing a claim.  Here are a just a few things to keep in mind.

Automobiles and Motorcycles

  • Get help for anyone who is injured.
  • Call the police and stay at the scene until they arrive.
  • Do not admit fault.
  • Get the names, addresses and phone numbers of everyone involved, including passengers and witnesses.
  • Make note of the year, make, and model of all vehicles involved.
  • Examine and record any damage to other vehicles or property.  If you have a camera, take pictures of the damage to the autos or property involved.
  • Contact your insurance company as soon as possible to report the claim.

Homeowners and Businessowners

  • If it is safe to do so, make temporary repairs to prevent further damage.  Be sure to save your receipts for reimbursement.

  • Document all of the damage and take pictures. 
  • Avoid contractors that want a large payment up front before they will begin repairs.
  • Make sure contractors are licensed or bonded.
  • Don’t pay too much for temporary repairs.  You could get stuck with the bill.
  • Don’t discard anything that has been damaged until the adjuster has examined it. 
  • Contact your insurance company as soon as possible to report the claim.

Call (360) 679-4949 or (800)321-3737 during normal business hours to report the claim to our office.  

After hours and on weekends you should contact your insurance company directly.  We have listed phone numbers and website addresses for most of our companies on our IMPORTANT LINKS page. 

You can also report your claim by completing the appropriate claim form shown below and one of our dedicated staff will contact you the next business day.

Auto Accident Claim Form

Motorcycle Accident Form

Homeowners Property Claim Form

Businessowners Property Form

Business Auto Claim Form